![]() This is a major plus if you use the PayPal card infrequently, or plan to use it in conjunction with other cash back cards. ![]() The PayPal card allows you to redeem any amount once it is posted to your account, as long you have a statement balance. One of the major advantages to the PayPal card is that you aren’t required to accumulate a minimum amount of cash back to redeem your rewards. As long as you plan to use the PayPal card for at least a couple of years, you stand to earn more than with a card that comes with a lower cash back rate and a large sign-up bonus. However, in the long run a card with a higher rewards rate is preferable to a card with a large sign-up bonus. The PayPal card doesn’t include a sign-up bonus, but that is typical of cards that offer 2 percent cash back. The PayPal Cash Back card is no exception: In return for earning such a high amount of cash back, you need to be an active PayPal user to redeem your rewards. The PayPal Cash Back Mastercard is a bona fide 2 percent cash back card, offering unlimited cash back on all your purchases.Įvery 2 percent cash back card comes with some stipulations - the Citi Double Cash card, for instance, requires you to pay your bill on time to earn the full 2 percent rewards rate. On the downside, the card requires you to have a PayPal account to redeem your rewards, which could cause some serious reservations if you are not a fan of PayPal services. There are a handful of other cash back cards on the market - including the Citi® Double Cash Card - that offer a 2 percent cash back rate (1 percent when you buy and 1 percent as you make payments for those purchases), and the PayPal card, with no minimum redemption amount, aims to give them a run for their money. ![]() With the new PayPal Cash Back Mastercard, PayPal has stepped up its game by offering some serious rewards: 2 percent cash back on every purchase, with no minimum amount required to redeem. If you are a frequent user of PayPal, you may be familiar with PayPal’s previous Mastercard - PayPal Extras - an uninspired points-based card that offered a very poor return on its rewards points. PayPal has thrown a serious contender into the credit card race with its new cash back card. Get personalized offers from our partners in seconds. Find card offers for you: This card is not currently available on , but you can still find a great card offer for you! Our CardMatch tool can help match you with prequalified offers and cards that align with your credit history – with no harm to your credit score.
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